Cross Timber Homes

San Antonio is all about arts, culture, great food, celebrations, and family. We have a lot to be proud of - from the Spurs to the Riverwalk to the military to our colleges and universites and growing cyber security and tech industry.  What has always made San Antonio great is the hard working families that were born and raised here or got here as soon as they could.


Anyone out there shopping for a new home realizes that the secret is out - San Antonio is a great place and people want to live here.  The surge in housing demand has led to a significant increase in the cost of a new single-family home.  At Cross Timber Homes we believe that homeownership should be possible for all of the hard working families in San Antonio.  That is why Cross Timber is building high-quality homes in the most in-demand neighborhoods with prices starting at $145,000 with all of the features included!  That's right - at Cross Timber there are never expensive upgrades or hidden charges for the features that make life easier. 


Cross Timber Homes is San Antonio's newest single-family home builder.  We're making homeownership affordable for the hard working families that make San Antonio great!

What is Cross Timber Homes?

Cross Timber Homes is San Antonio's local homebuilder dedicated to building high quality homes that are affordable.  Cross Timber Homes is a tax-exempt 501(c)(4) non-profit organization.  Cross Timber's mission is to provide high-quality single-family houses that are affordable for San Antonio's hard working middle-income families.


How Much Home Building Experience Does Cross Timber Have?

Our builders have over 40 years of experience building single-family homes in San Antonio.


Where Does Cross Timber Build?

Cross Timber builds new houses on vacant lots in San Antonio's up-and-coming neighborhoods.  Cross Timber meticulously evaluates vacant lots and the surrounding neighborhood and builds only in areas that are primed for significant positive growth.  Lots are evaluated with a set of 35 criteria including proximity to assets like parks and major employers, school quality, crime, real estate market trajectory, and the quality of the public infrastructure.


How Can Cross Timber Sell Houses for Less Than Other Builders?

Cross Timber Homes is a 501(c)(4) non-profit organization established to provide hard working middle-income families in San Antonio with the opportunity to become homeowners.  Cross Timber Homes is a mission-driven organization and does not have shareholders or high paid executives.


What is Cross Timber's Relationship with Habitat for Humanity of San Antonio?

Cross Timber Homes is a proud supporter of Habitat for Humanity of San Antonio and leases office space from Habitat.



Cross Timber Homes is governed by a volunteer Board of Directors comprised of San Antonio community leaders. The Executive Director reports to the Board of Directors and is responsible for the day to day operation of the organization. Strong relationships with the City of San Antonio and other community partners allow Cross Timber Homes to provide homeownership opportunities for middle-income families in San Antonio.

Certificate of Formation
CTH Cert of Formation - filed 2017.pdf
Adobe Acrobat document [1.3 MB]
CTH Bylaws - signed 2017.pdf
Adobe Acrobat document [277.5 KB]
Application for Tax Exemption
CTH Form 1024 Final Submitted 2-26-18.pd[...]
Adobe Acrobat document [3.9 MB]
Tax Exempt Status Letter
CTH - IRS Tax Exempt Status - 07242018.p[...]
Adobe Acrobat document [429.2 KB]
Form 990
2017 CTH 990N .pdf
Adobe Acrobat document [160.8 KB]

Executive Director

Michael Taylor


Board of Directors

Katy David

Phil Sagebiel

Neal Chase



We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin. 

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Equal Housing Opportunity | © 2017 Cross Timber Homes