Homebuyer Information

As a mission driven organization, we build high quality single-family homes for those that are priced out of San Antonio's market.

Check out our requirements below to see if you qualify.

Income Limits

Total family income must be at or below the amounts shown below based on family size. Your lender will certify that you meet the income requirements.

Family Size 1 2 3 4 5 6 7 8
2020 Maximum Family Income $60,500 $69,100 $77,750 $86,400 $93,300 $100,200 $107,150 $114,050

Homebuyer Education

Cross Timber Homes provides you with the knowledge and skills necessary to be a successful homeowner. Required classes for Cross Timber Homebuyers include:

  • First Time Homebuyers - This consumer education class is offered by the City of San Antonio. Click here for more information.
  • Home Repair Essentials - This hands on class teaches you the skills to make common repairs and preventative maintenance for your home. 

Homebuyer Certification

Cross Timber sells homes to first-time homebuyers who want a new high-quality housing that is affordable, not to investors.

  • Homebuyers must self declare that they will remain in home a minimum of 5-years
  • Resale restrictions may apply during this 5-year period


Builder's Deposit

Homebuyers will be required to put 1% of the purchase price in an escrow account before construction begins. When construction is complete, the builder's deposit will be credited toward the down payment.  




We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin. 

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Equal Housing Opportunity | © 2017 Cross Timber Homes