Homebuyer Info

Cross Timber Homes builds high-quality single-family homes for San Antonio's hard-working families.  We are a mission-driven organization dedicated to making homeowership possible for everyone.  The homebuyer requirements listed below enable us to offer our high-quality homes at an exceptional price.

Downpayment Assistance Available!

Cross Timber Homes provides downpayment/ closing cost assistance to homebuyers who utilize our preferred title company and one of our preferred lenders who offer affordable mortgage terms for our homebuyers.  Additional downpayment/ closing cost assitance may be available.  Ask a preferred lender for details.  


Cross Timber Homes builds high-quality single-family homes for hard-working families that are currently being priced out of the new single-family home market. In order to stay true to our mission, Cross Timber Homes has established the following income standards.  Total family income must be at or below the amounts shown below based on family size.  Your lender will certify that you meet the income requirements.

Family Size 1 2 3 4 5 6 7 8
2018 Maximum Family Income $56,100 $64,150 $72,150 $80,150 $86,550 $93,000 $99,400 $105,800

Homebuyer Education

Homebuyers must complete a homebuyer readiness program that includes structured consumer education and home repair classes.  Homeownership is a big step.  These classes provide homebuyer's with the knowledge and skills necessary to be successful homeowners.


Homebuyer's Club

Consumer education training is available through the City of San Antonio Homebuyer's Club.  Classes are held twice per month.  Click here for more information and registration details.  


Home Repair Essentials

Homebuyers must also complete Cross Timber's hands-on Home Repair Essentials course.  The Home Repair course will teach you how to make common repairs and complete regular preventative maintenance to avoid costly system failures.  

Homebuyer Certification

Cross Timber sells homes to first-time homebuyers that want a new high-quality house that is affordable, not to investors.  Homebuyers must self-declare that they intend to remain in their home for a minimum of 5-years.  Resale restrictions may apply during this 5-year period.  

Builder's Deposit

Cross Timber builds homes for homebuyers, not spec homes. Homebuyers will be required to put 1% of the purchase price in an escrow account before construction begins. When construction is complete, the builder's deposit will be credited toward the down payment.  



We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin. 

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Equal Housing Opportunity | © 2017 Cross Timber Homes